I can breathe again is what I said to Ms. J after she told us what payment we were supposed to pay after consolidation. The payment was about half of what we were paying at that time. She went above and beyond to get us out from a crushing debt that we couldn’t manage and got us an amazing rate as well.


I have had a good night sleep after 20 years after Ms. Jalpa Patel not only helped us consolidate our loans by getting an amazing rate on a mortgage but also showed us the way so we don’t find ourselves in that situation again.

We highly recommend Jalpa!!

Joan and Edgar